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Points Strategy for Golf Trips

Marriott's 5th-Night-Free Rule, and Where to Actually Use It on a Golf Trip

Stay for 5, Pay for 4 is Marriott Bonvoy's built-in discount for a longer points stay, and it's automatic for every member, not just top-tier elites. Here's how it actually works and two Bonvoy-family resorts with real golf on-site.

By Fairways and MilesPublished 2026-09-14Facts checked 2026-09-14

A golf trip is exactly the kind of stay where a longer visit makes sense: you're not driving in for one round, you're building a trip around the course, and five or six nights is a realistic length for it. Marriott Bonvoy has a discount built specifically for that shape of trip, and unlike some of its competitors, it doesn't require elite status to get it.

Stay for 5, Pay for 4, in plain terms

Marriott Bonvoy's version of a longer-stay discount is officially called Stay for 5, Pay for 4: book five consecutive nights on points, in a single reservation, and the cheapest of those five nights is free. Every Bonvoy member gets this, at every tier, which is the real difference from a program like Hilton Honors, where the equivalent 5th-night-free benefit is gated behind Silver status or higher, per Hilton's own terms.

The benefit shows up automatically. Log into your Bonvoy account, search a five-night-or-longer stay on points on marriott.com or the app, and the discount applies itself before you confirm, no promo code and no separate redemption step. It scales with the length of the stay: a 10-night points booking gets two free nights, the two lowest-cost nights in that stretch, a 15-night booking gets three, and so on every fifth night.

Two conditions actually matter. The reservation has to be entirely on points, a straight Points & Money booking or a package rate doesn't qualify, and the nights have to be consecutive under one reservation, not five nights split across two bookings at the same hotel.

Why this doesn't come with a fixed number

Marriott moved every property to fully dynamic award pricing in 2022, and there's no published category chart left to check in advance. A room's points cost tracks its own cash rate and moves with demand, the same shape of pricing Hilton runs and the opposite of World of Hyatt's still-fixed category chart. That means Stay for 5, Pay for 4's discount is real and worth planning around, but the number it's a discount off of only exists the day you actually search it.

As one live example of how wide that range gets: as of September 14, 2026, The Ritz-Carlton Maui, Kapalua priced a points night anywhere from 68,800 to 142,000 points depending on season and room category, a spread wide enough that the same discount is worth a very different amount depending on when you book. Treat any specific number here, including that one, as a snapshot, not a rate to plan a trip's budget around months out.

Two Bonvoy-family resorts with golf attached

JW Marriott San Antonio Hill Country Resort & Spa sits on the same property as TPC San Antonio, a two-course club (the AT&T Oaks Course and the AT&T Canyons Course) built specifically as a stay-and-play resort course, with the resort's own golf page confirming the on-site relationship. It's a full-service JW Marriott, so a Stay for 5, Pay for 4 points booking there gets the same discount as any other Bonvoy property.

The Ritz-Carlton Maui, Kapalua sits above the Kapalua Plantation and Bay Courses, and the resort itself has run its own version of a stay-and-play discount tied to a longer visit, confirmed via the resort's own offer page and Kapalua's golf-operations site. A Bonvoy points stay there still runs on the same Stay for 5, Pay for 4 mechanic as anywhere else in the program, on top of whatever golf-specific resort offer is live when you book.

The takeaway for planning around it

Stay for 5, Pay for 4 is worth building a golf trip's length around specifically because it needs no elite status and no extra step, just five consecutive points nights in one reservation. What it can't give you is a number to bank on before you search. Price the actual dates before you commit to the length of the trip, and treat the discount as real value on top of whatever that day's search turns up, not a fixed line item you can pencil in from an old figure.

For a points program that still runs a fixed chart instead, see World of Hyatt. For more on matching a points program to an actual course, /points and /golf cover both halves, and the 19th Hole newsletter tracks changes like this as they land.

Quick answers

Does Marriott's Stay for 5, Pay for 4 benefit require elite status?
No. Every Bonvoy member gets Stay for 5, Pay for 4 at every tier: book five consecutive nights on points in a single reservation and the cheapest of those five nights is free. That's different from Hilton Honors, where the equivalent 5th-night-free benefit is gated behind Silver status or higher.
How does Marriott's 5th-night-free discount scale on a longer points stay?
It scales with the length of the stay, one free night for every five booked. A 10-night points booking gets two free nights, the two lowest-cost nights in that stretch; a 15-night booking gets three. The discount applies automatically once you search a five-night-or-longer points stay, with no promo code and no separate redemption step.
What disqualifies a stay from Marriott's Stay for 5, Pay for 4 discount?
Two things. The reservation has to be entirely on points, so a Points and Money booking or a package rate does not qualify, and the nights have to be consecutive under one reservation rather than five nights split across two separate bookings at the same hotel.
Does Marriott Bonvoy publish a fixed award chart like World of Hyatt does?
No. Marriott moved every property to fully dynamic award pricing in 2022, so there's no published category chart to check in advance. A room's points cost tracks its own cash rate and moves with demand, the same shape of pricing Hilton runs and the opposite of World of Hyatt's still-fixed category chart.

More in Points Strategy for Golf Trips

Sources

  • https://help.marriott.com/s/article/stay-for-5-pay-for-4-benefit
  • https://www.marriott.com/loyalty.mi
  • https://tpc.com/sanantonio/vacations/
  • https://www.marriott.com/en-us/hotels/satjw-jw-marriott-san-antonio-hill-country-resort-and-spa/golf/
  • https://www.ritzcarlton.com/en/hotels/kapalua-maui/offers/bonus-point
  • https://golfatkapalua.com/ritz/