Chase Transfer Partners: Paying for a Golf Trip With Ultimate Rewards

Chase Ultimate Rewards points transfer to 14 airline and hotel programs, almost all at 1:1, and that ratio is what makes them useful for a golf trip that mixes a flight, a resort stay, and a tee time you booked around both. Here's the current partner list, one working example using a Myrtle Beach trip, and how to decide between transferring points and just booking through the Chase Travel portal.

The partner list, as of July 2026

Chase's own transfer-partners explainer names the mechanic but not the partners themselves; the actual roster lives on Chase's how-to-transfer page, which we checked live on July 8, 2026.

Airlines (10): Aer Lingus AerClub, Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways Club, Iberia Club, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club.

Hotels (4): IHG One Rewards, Marriott Bonvoy, World of Hyatt, Wyndham Rewards.

All 14 transfer in increments of 1,000 points. Wyndham is the newest addition, confirmed live as of this writing; independent points-industry coverage dates its arrival to February 25, 2026, making it the 14th partner overall.

One exception to the 1:1 rule: World of Hyatt. Chase's own June 15, 2026 press release on the redesigned Sapphire Preferred confirms the transfer ratio to Hyatt is dropping to 4:3, meaning 1,000 Ultimate Rewards points become 750 Hyatt points instead of 1,000. The change is effective immediately for Sapphire Preferred or Ink Business Preferred cardholders who apply on or after June 15, 2026, and October 1, 2026 for cardholders who already had the card before that date. If a golf trip's hotel plan leans on Hyatt, that date matters more than any other single fact in this article.

Not found at chase.com or media.chase.com on July 8, 2026: any partner beyond these 14, or any ratio change to the 10 airline partners.

The 1:1 mechanic, plainly

Transferring Ultimate Rewards points isn't a purchase, it's a one-way move. Points leave your Chase account and land in the partner's loyalty account at the stated ratio, and once they land, Chase can't pull them back. That's why the mechanic rewards knowing exactly what you want to book before you transfer, not transferring speculatively and shopping afterward.

Worked example: a Myrtle Beach golf trip

Myrtle Beach is a fair test case because it has real Chase-partner options on both the flight and the hotel side, not just one.

The flight. Southwest Rapid Rewards is a 1:1 Chase transfer partner, and Southwest flies nonstop into Myrtle Beach (MYR) from Chicago Midway, Baltimore, and Nashville year-round, plus seasonal nonstop service from Dallas, Houston, Denver, Kansas City, St. Louis, Columbus, and Pittsburgh, according to the Myrtle Beach visitor bureau's own transportation page, checked July 8, 2026. Southwest has no fixed award chart. Rapid Rewards points needed for a given flight scale with the cash fare, so a group flying out of one of those cities can transfer Ultimate Rewards points to Southwest and book the specific flight once the cash price (and therefore the points price) is in front of them.

The hotel. Wyndham's mid-2026 addition as a Chase partner matters directly for Myrtle Beach, since Wyndham runs a heavy footprint of oceanfront resort properties along the Grand Strand. Wyndham's own redemption page, checked July 8, 2026, lists three current free-night tiers: 7,500, 15,000, or 30,000 points per bedroom per night. That structure changes September 15, 2026, when Wyndham moves to four tiers, and the page doesn't publish the new tier amounts yet, so don't lock in a redemption plan built on today's numbers if the trip lands after that date.

Putting it together. A foursome flying from Dallas or Houston during Southwest's seasonal Myrtle Beach window can transfer Ultimate Rewards points to Rapid Rewards for the flights and separately to Wyndham for the room, at 1:1 on both legs, without touching the Chase Travel portal at all.

Transfer-then-book vs. portal booking

Chase gives you two different ways to spend the same pool of points, and they behave differently enough that picking the wrong one for a golf trip costs real value.

Portal booking treats Ultimate Rewards points as cash at a fixed rate (1.25 or 1.5 cents each, depending on the card) toward any flight or hotel Chase Travel can find, no partner relationship required. It's the simpler path: search, book, done, and the reservation behaves like any other travel booking, including standard cancellation terms.

Transfer-then-book requires picking the partner first, transferring the exact number of points needed, and then booking directly with that airline or hotel using its own award chart or dynamic pricing. It can beat the portal rate when award availability lines up, since a program like Southwest's revenue-based points or Wyndham's flat per-bedroom tiers sometimes prices a specific golf-trip flight or room below what the equivalent cash-rate portal booking would cost in points. It can also lose to the portal when a partner's award price for that exact date is high, since transferred points are stuck in the partner account either way.

The forced choice for a golf trip: if you already know the flight and room you want and can check the partner's price before transferring, transfer-then-book is the better bet whenever the partner price comes in below the portal's fixed cent-per-point rate. If you don't have a specific flight and hotel picked yet, book the portal rate and skip the research, since a mistimed transfer just parks points in a program you may not need.

What to check before you transfer

Confirm the partner still appears on Chase's live transfer list at the time you're booking, not from a screenshot or an old article, since Chase has added partners twice in recent memory (Wyndham most recently). Confirm the receiving program's current award price for your specific flight or room before you transfer, since transfers are one-way. And if Hyatt is part of the plan, confirm which side of the June 15 or October 1, 2026 ratio change your card falls on before you do the math on point cost.

For more on how the points side of a golf trip fits together, see Points & Golf and the destination breakdowns under Golf. If a redemption plan like this one is worth tracking month to month, The 19th Hole covers exactly this kind of change as it happens. And if the flight itself needs something to fill the empty seat-back tray table, the golf-themed puzzle books in the shop were built for exactly that leg.